Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractors Choice, located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency dedicated exclusively to serving the unique needs of contractors operating right here in the Valley of the Sun. We understand the distinct risks and challenges faced by local businesses and tradespeople, and our mission is to provide tailored insurance solutions designed specifically for you.
At The Contractors Choice, we are not a generic insurance provider. We are focused, specialized, and deeply committed to understanding the complexities of your contracting business. Whether you are a seasoned veteran or just starting out, securing the right insurance coverage is paramount to your success and protection. Our team, located right here in Phoenix, possesses an in-depth understanding of the local market and the specific insurance requirements mandated or recommended for contractors working within Maricopa County.
We pride ourselves on building strong, lasting relationships with our contractor clients. We believe that insurance should be a partnership, not just a transaction. By working closely with you, we can assess your unique operations, identify potential exposures, and craft a comprehensive insurance package that offers peace of mind and financial security. Our goal is to simplify the often complex world of insurance, ensuring you have the coverage you need to navigate the demands of your trade successfully within the Phoenix area.
Our Services Tailored for Phoenix Contractors:
We offer a wide range of insurance products specifically designed for contractors working in Arizona:
General Liability Insurance: Protects your business from claims of bodily injury, property damage, personal injury (like libel or slander), and advertising injuries incurred on the job site or through your business operations within the Phoenix community.
Commercial Property Insurance: Safeguards your business premises, equipment, and valuable tools located at your Phoenix work sites or your business address (4435 E Chandler Blvd Suite 200) against damage from events like fire, windstorms, vandalism, or other covered perils.
Workers' Compensation Insurance: A critical coverage for any business with employees. It provides essential medical benefits and wage replacement for employees injured on the job, helping protect your business from potentially devastating liability claims and lawsuits, crucial for contractors operating locally.
Commercial Auto Insurance: Tailored coverage for vehicles used in your contracting business operations within the Phoenix area, ensuring protection for company cars, trucks, and equipment used to transport materials or personnel.
Inland Marine Insurance: Protects your valuable tools, equipment, and materials while they are in transit or temporarily away from your Phoenix business location, safeguarding your investment during job site movements.
Business Owner's Policy (BOP): A convenient package combining General Liability and Property Insurance, often offered at competitive rates for eligible small to medium-sized contractors based in Phoenix.
Professional Liability (Errors & Omissions): Especially important for contractors involved in design, consulting, or specialized services, this coverage protects against claims alleging negligence or failure to perform services correctly.
Commercial Umbrella Insurance: Provides excess liability protection beyond the limits of your primary insurance policies, offering an extra layer of defense against large, catastrophic claims you might face while working on Phoenix projects.
As your local insurance partner at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, we are uniquely positioned to understand the specific risks associated with building, remodeling, landscaping, electrical, plumbing, and other contracting activities prevalent in this region. We stay current with Arizona insurance regulations and market trends to ensure you receive the best possible coverage and value for your contracting business operating right here in Phoenix.
Choosing The Contractors Choice means choosing a dedicated insurance partner focused solely on your needs. We are committed to providing expert advice, personalized service, and reliable support to help your contracting business thrive safely and successfully right here in the Phoenix area.
Ready to get the right insurance coverage for your contracting business? Contact us today at 844-967-5247 or visit our website at https://contractorschoiceagency.com/. Let us help you protect your investment and focus on what you do best – building a successful career in the construction and contracting industry right here in Phoenix.
Frequently Asked Questions (FAQs) for Contractors in Phoenix, AZ
Q1: What types of contractors does The Contractors Choice serve?
A: We specialize in serving a wide range of contractors operating right here in the Phoenix area, including but not limited to construction companies, general contractors, specialty trade contractors (electrical, plumbing, HVAC, roofing, drywall, painting), remodelers, remodel specialists, landscape contractors, sign installers, and other businesses engaged in physical construction or alteration of tangible property within Maricopa County.
Q2: Why do contractors specifically need specialized insurance?
A: Contractors face unique risks related to their work environment, equipment, materials, and the nature of their projects. Standard business insurance often doesn't cover these specific exposures. Specialized contractor insurance, available through agencies like ours located at 4435 E Chandler Blvd Suite 200, provides tailored coverage for things like job site accidents, equipment damage, vehicle use for work, and specific legal liabilities common to the contracting industry in Phoenix.
Q3: How can I get a quote for contractor insurance in Phoenix?
A: Getting a quote is easy. You can contact our office directly at 844-967-5247. Our team, based right here in Phoenix, will discuss your specific business operations, types of projects you handle, equipment used, number of employees, and any unique aspects of your contracting work. Alternatively, you can visit our website at https://contractorschoiceagency.com/ and explore the options available for contractors operating locally.
Q4: What is the process for getting insured with The Contractors Choice?
A: The process is straightforward. We begin with a consultation either over the phone or in person at our Phoenix location (4435 E Chandler Blvd Suite 200). We discuss your business details and needs. Then, we evaluate your risk exposure and recommend appropriate coverage options. You can review the policy documents and terms. Once you agree, you sign the application and policy documents, and we handle the rest, including payment arrangements, ensuring you are fully protected for your contracting business right here in Phoenix.
Q5: Do I need Workers' Compensation Insurance if I'm a small contractor in Phoenix?
A: In Arizona, Workers' Compensation Insurance is mandatory for most businesses with one or more employees. This includes contractors operating out of the Phoenix area. It protects both you and your employees by providing medical coverage and wage replacement if an employee gets injured on the job. It also protects your business from potentially costly